7.5 Tonne Truck Insurance

7.5 Tonne Truck Insurance


7.5 Tonne Truck Insurance For New Starts

If you are just getting into haulage, then it is quite likely that you will be driving a 7.5 tonne truck. This would probably be a 7.5 tonne curtainsider allowing the vehicle to be loaded from both sides. In previous years, this could be driven on a normal car licence, however nowadays there is a specific test for a 7.5 tonner. Also recently introduced is the driver’s competence certificate. This requires the driver to undergo specific ongoing training. By comparing the whole market, it will allow you to make insurers compete to provide the best premiums available. As you increase the number of years no claims bonus on each vehicle, then the premiums will be reduced based on this information.

Deals For 7.5 Tonne Truck Insurance

By searching the market it is possible to find insurers who have an appetite to cover 7.5 tonne vehicles. Additional ways to reduce premiums is to get a letter from your previous employer stating your claims history, and this can be used as information on claims history for the insurer. By altering the level of excess on each truck, you can assist the process in reducing premiums, as the larger the excess then generally the lower the premium. If you are a new start operator, then a generous introductory bonus is a good way to get started, and this can be translated into no claims bonus years.

Add Ons For 7.5 Tonne Truck Insurance

When starting out in the haulage industry, you need to prepare for all eventualities. A detailed business plan and cash flow forecast will help you as time goes by. One additional feature that you may wish to include, is accident and illness cover. In the eventuality that you are unable to work due to illness or accident, then the policy would cover your running costs during the recovery period. This can give the owner peace of mind, and confidence that should issues arise, then financial help will be at hand. So, if you are setting up a new business then it may be beneficial to include accident and sickness cover within your 7.5 tonne truck insurance policy.

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